A Groundfloor Note is a real estate-backed investment offering steady returns with short-term options. Choose 30 days, 90 days, or 12 months and earn up to 7% interest*.
*Based on rates as of May 2025. Rates may be adjusted monthly, based on market conditions.
Notes follow a simple income strategy by earning interest through lending, like a bank.
Backed by
experts
Our trusted foundation adds lasting security to your investment.
This level of stability is rare, particularly in real estate investments.
Notes are reliable and easy to plan around.
The result is simple, predictable investing, earning more than saving accounts*.
*Unlike savings accounts, Groundfloor Notes are not insured products, nor does a bank issue them.
Lend smart,
earn more
Notes deliver on our core promise of profit through lending.
*Based on a 7% annual yield vs. a 2% 4.40% bank CD as of May 2025. Rates may vary.
Both options require a minimum investment of $1,000.
Standard Notes
Rollover Note
Smart Investing, Anywhere You Go
Our app puts the power of real estate lending in your pocket. Check your portfolio, track payments, and watch your money fund actual renovation projects—all while on the go.
Start small, think big. Join over 250,000 investors who've discovered a more rewarding way to put their money to work.
Short-term, fixed-term investments that offer a lower-risk profile with fixed returns and shorter holding periods of 30 days, 90 days, and 12 months.
Your funds pool with others to fund loans, earning fixed interest over set terms (30 day, 90 day, and 12 months).
Standard Notes: 30 day, 90 day, and 12 month terms
Rollover Notes: 30 day and 90 day terms with principal automatically reinvesting into a new Note of the same duration.
Log in to your account and navigate to the Notes section. Most require a minimum investment of $1,000.
With Notes, investors can expect predictable returns, lower risk, and shorter-term investment options.
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