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Shorter Terms, Same High Yields

Start Investing With Notes

Groundfloor Notes are similar to publicly issued, non-traded secured debt with a set date repayment term. This makes them an attractive option for investors who are looking for a predictable source of income. With yields significantly higher than Treasury Bills, Groundfloor Notes is an ideal way to diversify your portfolio and ensure short-term stability.

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Why choose notes?

Benefits of real estate note investing

Buying a real estate note might just be the ticket to investing short-term and long-term success. There are countless benefits for savvy investors, including the potential for impressive returns when you invest with Groundfloor. So why not consider adding real estate notes to your investment portfolio? The rewards could be well worth the effort. Notes was made for everyday real estate investors with guaranteed returns.

The main benefits of real estate note investing:
Imagine earning money without breaking a sweat or being tied down to a desk. That’s exactly what happens when you invest in real estate notes. Unlike other forms of real estate investing, you don’t need to worry about managing properties or fixing leaky faucets.

Once you’ve made the initial investment, the cash flow is hands-free, giving you the freedom to pursue other ventures or simply relax. Make your money work for you by jumping into the world of real estate where you can become the bank!
Looking for a secure investment that won’t be affected by market fluctuations? Real estate notes are exactly that!

Unlike stocks and bonds, which can be unpredictable, real estate is a physical asset that will always have value. Invest with confidence and know that your money is backed by real property through Groundfloor.

Ever wanted to be a bank? By becoming a note buyer with Groundfloor, you can help provide loans to property owners and receive generous payments in return. Our Notes see yields from 5.75%–7.50%.

Say goodbye to puny pitiful interest rates from your standard saving account, and hello to the potential for impressive returns. Your money will be hard at work and you’ll be reaping the rewards.

What They Offer

What groundfloor Notes Can Do for you?

With Groundfloor Notes, we’ve combined the benefits of savings and investing into one convenient investment experience. And the best part: Now it’s available to all investors, both accredited and non-accredited, giving everyone a chance to get in on the action.


Groundfloor Notes were initially launched as a beta product in response to market volatility during the Covid-19 pandemic. After seeing their success, we decided to expand them to be available to all investors. They’re the perfect complement to our already popular flagship real estate investment product, Groundfloor LROs. Each Groundfloor Note offers different rates, term lengths, and minimums. This allows you to choose the investment that best suits both your needs and your goals.


We offer two types of Notes: Standard and Rollover. Standard Notes come in 30-Day, 90-Day, and 12-Month terms with yields ranging from 5.75%–7.50%. 


Rollover Notes act much like our Auto Investor Account: Once the term is complete, your principal amount invested will automatically reinvest in a new Rollover Note of the same term while you keep the accrued interest. Rollover Notes only come in 30-Day and 90-Day terms and see yields from 6%–7%. They also offer more liquidity than Standard Notes, as you can cancel them within the first 30 days of investing. However, in doing so, you forfeit any and all interest earned.



New Groundfloor Notes investment options release at the start of each month. To view our current offering and make your investment, visit your Investor Account and select Notes.

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A copy of these materials may also be obtained for free on the SEC’s website at www.sec.gov.

* 10% returns based on previous 8 years of historical returns and current available investments, ranging from 4% – 14%, barring any losses.
PLEASE SEE OUR OFFERING CIRCULARS BELOW:

PLEASE SEE OUR OFFERING SUBSCRIPTION AGREEMENT BELOW:


OFFERINGS FOR SECURITIES UNDER REGULATION A ON THIS WEBSITE ARE CURRENTLY OPEN TO ALL US RESIDENTS WHERE THE ISSUER HAS FILED STATE NOTICE.
The information on this website does not constitute an offer to sell the limited recourse obligations (or “LROs”) identified herein in any state or jurisdiction in which the issuer is not qualified to do so. Securities are offered and sold under Regulation A of the Securities Act of 1933 (“Regulation A”) only to investors who are residents of the states in which Groundfloor Finance Inc. (“Groundfloor ”), or one of its affiliates has either qualified an offering statement under Tier 1 of Regulation A or made notice of its intent to offer and sell securities under Tier 2 of Regulation A. Groundfloor, or its affiliates, may also offer securities to accredited investors. Investors who believe they qualify as accredited investors may access additional information about these offerings here .
The information on this website does not constitute an offer to sell the limited recourse obligations (or “LROs”) identified herein in any state or jurisdiction in which the issuer is not qualified to do so. Securities are offered and sold under Regulation A of the Securities Act of 1933 (“Regulation A”) only to investors who are residents of the states in which Groundfloor Finance Inc. (“Groundfloor”), or one of its affiliates has either qualified an offering statement under Tier 1 of Regulation A or made notice of its intent to offer and sell securities under Tier 2 of Regulation A. Groundfloor, or its affiliates, may also offer securities to accredited investors. Investors who believe they qualify as accredited investors may access additional information about these offerings here . Groundfloor or one of its affiliates has filed offering circulars and post-qualification amendments (or “PQAs”) (including supplements to such filings) with the Securities and Exchange Commission (the “SEC”) covering the current offering of LROs. An investment in LROs entails risk of loss, and you may lose all or part of your investment. Each investor should carefully consider the risk factors and other information discussed in the qualified offering circulars/PQAs (and current supplements, if any) before purchasing LROs. Some statements in the offering circulars/PQAs and on this website may contain forward-looking statements and are based upon current expectations, plans, estimates, assumptions, and beliefs that involve numerous risks and uncertainties. Although Groundfloor believes that the expectations reflected in such forward-looking statements are based on reasonable assumptions, actual results and performance could differ materially from those set forth in the forward-looking statements. You should consult with your own attorneys, accountants, and other professional advisors prior to making an investment. The information on this website does not constitute an offer to sell or a solicitation of interest in any LROs that may be qualified in the future. No money or other consideration is being solicited with respect to any LROs that have not been duly qualified, and if sent in response, will not be accepted. No offer to buy any LROs that have not been duly qualified can be accepted and no part of the purchase price can be received until an offering circular/PQA covering such LROs has been qualified by the SEC. Any such offer to buy unqualified LROs may be withdrawn or revoked, without obligation of any kind, at any time before notice of its acceptance is given after the date of qualification. An indication of interest in our offerings involves no obligation or commitment of any kind. The information contained in the Offering Circular and offering materials presents a general summary of the business and the purpose and principal business terms of an investment in LROs. This summary does not purport to be complete and is qualified in its entirety by reference to the more detailed discussion contained in the offering circulars/PQAs. Articles or information from third-party sources outside of this domain may discuss Groundfloor (or its affiliates) or relate to information contained herein, but Groundfloor and its affiliates do not approve and are not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party content, do not constitute an approval or endorsement by Groundfloor or any of its affiliates of the linked or reproduced content. Neither the SEC nor any state securities commission or regulatory authority approved, disapproved, endorsed, or recommended the merits of the offering described in the offering circulars/PQAs or reflected on this website. Groundfloor’s services do not constitute “crowdfunding” as described in Title III of the Jumpstart Our Business Startups Act (“JOBS Act”).