Portfolio Balance
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More Ways Into Private Markets

Groundfloor gives you direct access to private real estate along with limited-availability portfolios like consumer credit, music royalties, Pre-IPO stock, and more — real assets engineered for high, consistent yields.

Every offering is structured with institutional-grade rigor and terms that fit your timeline.
Portfolio Balance
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Featured High-Yield Notes

Groundfloor
Signature Note

8.5%

FIXED RATE

Monthly

PAYMENTS

12 Mo

TERM

$1k

MIN. TO INVEST

FIXED RATE
0 %

Monthly

PAYMENTS

TERM
0 mo
MIN. TO INVEST
$ 0 k

Groundfloor
Preferred Note

7%

FIXED RATE

Monthly

PAYMENTS

6 Month

TERM

$10k

MIN. TO INVEST

FIXED RATE
0 %

Monthly

PAYMENTS

TERM
0 mo
MIN. TO INVEST
$ 0 k

As Seen On

Groundfloor by the Numbers

Since 2013, Groundfloor has facilitated more than $2.2 billion in investments for over 300,000 investors, building one of the industry’s most established real estate investing platforms. That same underwriting discipline now extends into new categories — consumer credit, music royalties, and pre-IPO investing — each structured with the same rigor, transparency, and investor-first terms that built our track record.
Operating History
0 Yrs
Investors on Groundfloor
0 K+
Interest repaid to investors, all time
$ 0 M+
Assets currently managed on the platform
$ 0 M
Groundfloor Notes repaid on time and in full
0 %
Interest paid to Note investors (since 2018)
$ 0 M+

Yields, Terms, Minimums, Asset Classes — You Choose

Fixed
Income

Earn up to 8.5% fixed APY through real estate-backed notes with defined terms, predictable monthly income, quarterly payouts, and a perfect repayment track record.

Real
Estate

Invest directly in individual real estate projects, underwritten and reviewed by Groundfloor — with terms as short as 6–12 months and first- or second-lien security on every loan.

Emerging
Alternatives

Access curated portfolios across asset classes like consumer credit, music royalties, private equity, SMB funds, and pre-IPO stock finance investing.

Featured
Investment
Products

Featured
Investment Products

Access ongoing investment products and limited-time private-market offerings designed to give you more quality, transparency, and control as you diversify beyond public markets.

Notes

High-yield, short-term, real estate backed. 100% repayment track record. Our most popular investment.

5% – 8.5%

Highest Return

$100 – $1,000

Minimum Investment

Loans

Build your own real estate portfolio by hand-picking individual loans.

10-18%

Target IRR

$10

Minimum Investment

Music Royalties Portfolio

Access royalties from a portfolio of over 2,000 songs across 18 catalogues.

12-15%

Target irr

$1,000

Minimum Investment

Groundfloor Preferred Note

A 6-month fixed-income investment offering a defined 7% annualized return, paid monthly.

7%

Fixed Rate

$10,000

Minimum Investment

Groundfloor Bond Note

A six-month fixed-income investment offering a defined 9.5% annualized return.

9.5%

Fixed Rate

$10,000

Minimum Investment

Start Investing
In Three Steps

We make it easier to understand what you’re investing in, how your capital is used, and what to expect along the way.

Invest Your Capital

Browse Investments

Choose how much to invest in each project and build a portfolio that matches your goals.

Browse Investments

Invest Your Capital

Review available opportunities with clear terms, project details, risk information, and expected timelines.

Track Your Portfolio

Track Your Portfolio

Follow performance, payments, and project updates through a platform built for transparency.

Why Investors Choose Groundfloor

Groundfloor gives everyday investors a clear, more in-control way to invest in private, real estate-backed loans—built on transparent terms, real assets, and over a decade of proven performance.

Invest Without Owning

Earn returns through short-term real estate loans without owning property through Notes, individual loans, and more.

Secured By Real Property

Real estate investments are backed by verified residential collateral underwritten and fully managed by Groundfloor.

Built For Market Cycles

Diversify beyond volatile markets. Enjoy fixed-rate investments, private markets, and market-independent offerings.

Unique Emerging Alternatives

Accredited investors can access fully vetted, structured, and managed investment opportunities to diversify further into private markets.

Trusted & Recognized By

A clearer way to understand private markets.

Better access starts with better understanding. Groundfloor gives investors practical education, market insights, and clear explanations to help evaluate private-market opportunities with more confidence.

A Groundfloor Production

Beyond The Stock Market

Go beyond the headlines to unpack emerging trends, shifting investor behaviors, and the evolving relationship between traditional finance and private markets.

Our Leadership

See what investors are saying about Groundfloor, portfolio diversification, and building wealth on their own terms.

Download The Groundfloor App

A better way to track your portfolio on the go. Browse offerings, start investing, and monitor performance with clearer guidance in one simple app.

Common questions, direct answers.

Groundfloor exists to give everyday investors real market access, give builders dependable capital,
and make sure everyone understands 
how it works.

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