Portfolio Balance
$0.00

A Better Way Into
Private Markets

Groundfloor offers expertly engineered investment and lending products built with institutional-grade structure and designed for broader participation in private markets.

Portfolio Balance
$0.00

As Seen On

Built on a proven foundation

Groundfloor has spent more than a decade building one of the largest award-winning real estate investing and lending platforms for everyday investors. As we expand into new private market opportunities, we’re bringing the same disciplined underwriting, thoughtful product design, and commitment to transparency that have defined us from the start.

Operating History
0 Yrs
Registered Investors on Groundfloor
0 K+
Funded through the platform (since 2013)
$ 0 B
Assets currently managed on the platform
$ 0 M
Groundfloor Notes repaid on time and in full
0 %
Interest paid to Note investors (since 2018)
$ 0 M+

Private markets, with more ways in.

Groundfloor is giving investors more choice across private markets. From real estate to new asset classes, our products are designed to help investors diversify with more clarity, more transparency, and the same disciplined approach we’ve built over more than a decade.

Fixed
Income

Earn up to 8.5% fixed APY through real estate-backed investments with defined terms, predictable income, and minimums starting at just $100.

Real
Estate

Invest alongside a professional real estate investment team through property-backed opportunities designed to generate income and diversify your portfolio.

Emerging
Alternatives

Access institutional-quality, curated private market offerings available across asset classes including consumer credit, music royalties, private equity, and pre-IPO investing.

Featured
Investment
Products

Featured
Investment Products

Access ongoing investment products and limited-time private-market offerings designed to give you more quality, transparency, and control as you diversify beyond public markets.

Notes

High-yield, short-term, real estate backed. 100% repayment track record. Our most popular investment.

5% – 8.5%

Highest Return

$100 – $1,000

Minimum Investment

Loans

Build your own real estate portfolio by hand-picking individual loans.

10-18%

Target IRR

$10

Minimum Investment

Convertible Note

The highest yield fixed term offering at Groundfloor. Convert to equity or rollover at term.

11.5%

Monthly Distributions

$25,000

Minimum Investment

Music Royalties Portfolio

Access royalties from a portfolio of over 2,000 songs across 18 catalogues.

12-15%

Target irr

$10,000

Minimum Investment

Start Investing
In Three Steps

We make it easier to understand what you’re investing in, how your capital is used, and what to expect along the way.

Invest Your Capital

Browse Investments

Choose how much to invest in each project and build a portfolio that matches your goals.

Browse Investments

Invest Your Capital

Review available opportunities with clear terms, project details, risk information, and expected timelines.

Track Your Portfolio

Track Your Portfolio

Follow performance, payments, and project updates through a platform built for transparency.

Why Investors Choose Groundfloor

Groundfloor gives everyday investors a clear, more in-control way to invest in private, real estate-backed loans—built on transparent terms, real assets, and over a decade of proven performance.

Invest Without Owning

Earn returns through short-term real estate loans without owning property through Notes, individual loans, and more.

Secured By Real Property

Real estate investments are backed by verified residential collateral underwritten and fully managed by Groundfloor.

Built For Market Cycles

Diversify beyond volatile markets. Enjoy fixed-rate investments, private markets, and market-independent offerings.

Unique Emerging Alternatives

Accredited investors can access fully vetted, structured, and managed investment opportunities to diversify further into private markets.

Trusted & Recognized By

A clearer way to understand private markets.

Better access starts with better understanding. Groundfloor gives investors practical education, market insights, and clear explanations to help evaluate private-market opportunities with more confidence.

A Groundfloor Production

Beyond The Stock Market

Go beyond the headlines to unpack emerging trends, shifting investor behaviors, and the evolving relationship between traditional finance and private markets.

Our Leadership

See what investors are saying about Groundfloor, portfolio diversification, and building wealth on their own terms.

Download The Groundfloor App

A better way to track your portfolio on the go. Browse offerings, start investing, and monitor performance with clearer guidance in one simple app.

Common questions, direct answers.

Groundfloor exists to give everyday investors real market access, give builders dependable capital,
and make sure everyone understands 
how it works.

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