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Updated November 30,  2023

 

3% Bonus Promotion for New Auto Investor Account Terms and Conditions 

 

This Limited Time Offer is applicable to Groundfloor investors who meet all of the following requirements: (a) Register for a new Groundfloor Auto Investor Account during the promotional period, (b) transfer total funds equal to or exceeding the Qualifying Amount during the Qualification Period, and (c) investor has not previously created a different Auto Investor Account prior to October 16th, 2023 (product referred to as GF 3.0 Beta), and (d) investor has not previously created any other investment account on Groundfloor’s web or mobile account.

All transfers, commitments, and investments must be made in a Qualifying Amount in a single, new Qualifying Account by an individual or business entity that does not already have a Groundfloor Auto-Investor account. Amounts transferred, committed, or invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Groundfloor IRA accounts are not Qualifying Accounts and are ineligible for this promotion.


The Promotional Period shall begin on October 16, 2023, at 12:00 AM Eastern Time and end on December 31, 2023 at 11:59 PM Eastern Time. The Qualification Period shall begin on October 16, 2023 at 12:00 AM Eastern Time and end on February 15, 2024, at 11:59 PM Eastern Time, unless extended at the sole option of Groundfloor.


The Qualifying Amount shall be at least $5,000 (five thousand dollars) and no more than $50,000 (fifty thousand dollars), with the $150 bonus being eligible for every $5,000 invested. Any transfers out during the Qualification Period and investment cancellations during the Qualification Period shall be netted against otherwise qualifying transfers, commitments, and investments in calculating eligibility. Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor. Any total investment amount above the maximum qualifying amount of $50,000 will not be eligible for this promotion.


An Investment Bonus of 3% (three percent) shall be credited to the Qualifying Account in the form of restricted credits for the Qualifying Amount meeting all of the Eligibility Requirements up to a maximum of $1,500 (one thousand, five hundred dollars) in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account no later than February 15, 2024.

Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account.

Participation in this program may result in the receipt of taxable income, and we may be required to send users and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation.

This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time.


This Limited Time Offer cannot be combined with any other Groundfloor promotion.

 

New Auto-Investor Account Offer Eligibility Requirements – Offer Extended!

 

This Limited Time Offer is applicable to existing Groundfloor investors who meet all of the following requirements: (a) Register for a new Groundfloor Auto-Investor Account during the promotional period, or (b), registered for this account during the beta phase (GF 3.0 Beta) and (c), transfer total funds equal to or exceeding the Qualifying Amount during the Qualification Period.

All transfers, commitments, and investments must be made in a Qualifying Amount in a single, new Qualifying Account by an individual or business entity that does not already have a Groundfloor Auto-Investor account. Amounts transferred, committed, or invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Groundfloor IRA accounts are not Qualifying Accounts and are ineligible for this promotion.


The Promotional Period shall begin on October 16, 2023, at 12:00 AM Eastern Time and end on December 31, 2023, at 11:59 PM Eastern Time. The Qualification Period shall begin simultaneously with the Promotional Period and shall end on February 15, 2024, at 11:59 PM Eastern Time, unless extended at the sole option of Groundfloor.

The Qualifying Amount shall be at least $3,000 (three thousand dollars) and no more than $300,000 (three hundred thousand dollars).  Any transfers out during the Qualification Period and investment cancellations during the Qualification Period shall be netted against otherwise qualifying transfers, commitments, and investments in calculating eligibility. Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor.


An Investment Bonus of 1% (one percent) shall be credited to the Qualifying Account in the form of restricted credits for the Qualifying Amount meeting all of the Eligibility Requirements up to a maximum of $30,000 (thirty thousand dollars) in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account no later than February 15, 2024.

Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account.

Participation in this program may result in the receipt of taxable income, and we may be required to send users and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation.

This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time.


This Limited Time Offer cannot be combined with any other Groundfloor promotion.


October 2023 New Investor Offer Eligibility Requirements

This Limited Time Offer is applicable to Groundfloor investors who meet all of the following requirements: (a) Register for a new Groundfloor Investor Account during the promotional period, (b) transfer total funds equal to or exceeding the Qualifying Amount during the Qualification Period, (c) make commitments to participate in Qualifying Investments that are in aggregate equal to or greater than the Qualifying Amount during the Qualification Period, and (d) complete Qualifying Investments in closed, fully funded Groundfloor LROs that are in aggregate equal to or greater than the Qualifying Amount during the Qualification Period.

All transfers, commitments, and investments must be made in a Qualifying Amount in a single, new Qualifying Account by an individual or business entity that does not already have a Groundfloor account. Amounts transferred, committed, or invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Groundfloor IRA accounts are not Qualifying Accounts and are ineligible for this promotion.

Groundfloor Limited Recourse Obligations (LROs) shall be the only Qualifying Investment. Groundfloor Notes are ineligible and shall not be considered Qualifying Investments for purposes of this promotion.


The Promotional Period shall begin on October 1, 2023 at 12:00AM Eastern Time and end on October 31, 2023 at 11:59PM Eastern Time. The Qualification Period shall begin simultaneously with the Promotional Period and shall end on November 30, 2023, at 11:59PM Eastern Time, unless extended at the sole option of Groundfloor.

The Qualifying Amount shall be $10,000 (ten thousand dollars). Any transfers out during the Qualification Period and investment cancellations during the Qualification Period shall be netted against otherwise qualifying transfers, commitments and investments in calculating eligibility. Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor.


An Investment Bonus of $200 (two hundred dollars) shall be credited to the Qualifying Account in the form of restricted credits for the Qualifying Amount meeting all of the Eligibility Requirements up to a maximum of $2,000 (two thousand dollars) in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account no later than January 15, 2024.

Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account.

Participation in this program may result in the receipt of taxable income, and we may be required to send users, and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation.

This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time.


This Limited Time Offer cannot be combined with any other Groundfloor promotion.

 

Groundfloor Referral Program Terms & Conditions

The Groundfloor Referral Program (“Program”) is subject to certain Terms and Conditions. To participate, an existing customer (“Referrer”) must invite a new customer (“Invitee”). The Referrer must be a customer in Good Standing with Groundfloor (“us” or “we”), its subsidiaries, and affiliates and have a valid and active account on the Groundfloor platform.

The Referrer may invite an Invitee by giving the Invitee a special URL, or website link. The Invitee must click this link and follow the subsequent instructions to validate and activate their own Groundfloor account and must further verify and link their bank account. Upon linking a bank account, the Invitee must complete a qualifying transfer of funds to their Groundfloor auto investor account and invest at least $1,000 in closed, fully funded Groundfloor LROs or Groundfloor Notes. Groundfloor will credit both the Referrer’s and Invitee’s account with a $100 restricted credit 30 days after the Invitee completes qualifying investments of $1,000 or more in closed, fully funded loans.

The restricted credit can only be used towards the purchase of any Groundfloor investment. The $100 restricted credit cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account. Participation in this program may result in the receipt of taxable income for both the Referrer and the Invitee, and we may be required to send both parties and file with the IRS, a Form 1099-MISC (miscellaneous income). Both Referrer and Invitee are responsible for any tax liability, including disclosure requirements, related to participating in the Program. Please consult a tax advisor if you have any questions about your personal tax situation. This offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time.

————————————————————————————————————

September 2023 New Investor Offer Eligibility Requirements

 

This Limited Time Offer is applicable to Groundfloor investors who meet all of the following requirements: (a) Register for a new Groundfloor Investor Account during the promotional period, (b) transfer total funds equal to or exceeding the Qualifying Amount during the Qualification Period, (c) make commitments to participate in Qualifying Investments that are in aggregate equal to or greater than the Qualifying Amount during the Qualification Period, and (d) complete Qualifying Investments in closed, fully funded Groundfloor LROs that are in aggregate equal to or greater than the Qualifying Amount during the Qualification Period.

All transfers, commitments, and investments must be made in a Qualifying Amount in a single, new Qualifying Account by an individual or business entity that does not already have a Groundfloor account. Amounts transferred, committed, or invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Groundfloor IRA accounts are not Qualifying Accounts and are ineligible for this promotion.

Groundfloor Limited Recourse Obligations (LROs) shall be the only Qualifying Investment. Groundfloor Notes are ineligible and shall not be considered Qualifying Investments for purposes of this promotion.


The Promotional Period shall begin on September 1, 2023 at 12:00AM Eastern Time and end on September 31, 2023 at 11:59PM Eastern Time. The Qualification Period shall begin simultaneously with the Promotional Period and shall end on October 31, 2023, at 11:59PM Eastern Time, unless extended at the sole option of Groundfloor.

The Qualifying Amount shall be $10,000 (ten thousand dollars). Any transfers out during the Qualification Period and investment cancellations during the Qualification Period shall be netted against otherwise qualifying transfers, commitments and investments in calculating eligibility. Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor.


An Investment Bonus of $200 (two hundred dollars) shall be credited to the Qualifying Account in the form of restricted credits for the Qualifying Amount meeting all of the Eligibility Requirements up to a maximum of $2,000 (two thousand dollars) in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account no later than December 15, 2023.

Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account.

Participation in this program may result in the receipt of taxable income, and we may be required to send users, and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation.

This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time.


This Limited Time Offer cannot be combined with any other Groundfloor promotion.

——————————————————————————————————————————-September 2023 Transfer & Invest 10-Day Promotion Eligibility Requirements

This Limited Time Offer is applicable to Groundfloor investors who meet all of the following requirements: (a) transfer net funds equal to or exceeding the Qualifying Amount during the Promotional Period, (b) make commitments to participate in Qualifying Investments that are in aggregate equal to or greater than the Qualifying Amount during the Promotional Period, and (c) complete Qualifying Investments in closed, fully funded Groundfloor LROs that are in aggregate equal to or greater than the Qualifying Amount during the Qualification Period.

All transfers, commitments, and investments must be made in a Qualifying Amount in a single Qualifying Account. Amounts transferred, committed, or invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Groundfloor IRA accounts are not Qualifying Accounts and are ineligible for this promotion.

Groundfloor Limited Recourse Obligations (LROs) shall be the only Qualifying Investment. Groundfloor Notes are ineligible and shall not be considered Qualifying Investments for purposes of this promotion.

The Promotional Period shall begin on September 5, 2023 at 12:00AM Eastern Time and end on  September 14, 2023 at 11:59PM Eastern Time. The Qualification Period shall begin simultaneously with the Promotional Period and shall end on October 31, 2023 at 11:59PM Eastern Time, unless extended at the sole option of Groundfloor.

The Qualifying Amount shall be $5,000 (five thousand dollars). Any transfers out during the Promotional Period and investment cancellations during the Qualification Period shall be netted against otherwise qualifying transfers, commitments and investments in calculating eligibility. Any transfer out causing the net amount transferred during the Promotional Period to decrease below the Qualifying Amount shall immediately invalidate any otherwise Qualifying Investment made prior to the transfer out. Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor.

An Investment Bonus of $100 (one hundred dollars) shall be credited to the Qualifying Account in the form of restricted credits for every Qualifying Amount meeting all of the Eligibility Requirements in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account on or before November 1, 2023.

Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account.

Participation in this program may result in the receipt of taxable income, and we may be required to send users, and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation.

This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time.

This Limited Time Offer cannot be combined with any other Groundfloor promotion.

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Groundfloor (LROs)

SEC Filings
Offering Circular

A copy of these materials may also be obtained for free on the SEC’s website at www.sec.gov.

* 10% returns based on previous 8 years of historical returns and current available investments, ranging from 4% – 14%, barring any losses.

PLEASE SEE OUR OFFERING CIRCULARS BELOW:

OFFERINGS FOR SECURITIES UNDER REGULATION A ON THIS WEBSITE ARE CURRENTLY OPEN TO ALL US RESIDENTS WHERE THE ISSUER HAS FILED STATE NOTICE.
The information on this website does not constitute an offer to sell the limited recourse obligations (or “LROs”) identified herein in any state or jurisdiction in which the issuer is not qualified to do so. Securities are offered and sold under Regulation A of the Securities Act of 1933 (“Regulation A”) only to investors who are residents of the states in which Groundfloor Finance Inc. (“Groundfloor ”), or one of its affiliates has either qualified an offering statement under Tier 1 of Regulation A or made notice of its intent to offer and sell securities under Tier 2 of Regulation A. Groundfloor, or its affiliates, may also offer securities to accredited investors. Investors who believe they qualify as accredited investors may access additional information about these offerings here .

The information on this website does not constitute an offer to sell the limited recourse obligations (or “LROs”) identified herein in any state or jurisdiction in which the issuer is not qualified to do so. Securities are offered and sold under Regulation A of the Securities Act of 1933 (“Regulation A”) only to investors who are residents of the states in which Groundfloor Finance Inc. (“Groundfloor”), or one of its affiliates has either qualified an offering statement under Tier 1 of Regulation A or made notice of its intent to offer and sell securities under Tier 2 of Regulation A. Groundfloor, or its affiliates, may also offer securities to accredited investors. Investors who believe they qualify as accredited investors may access additional information about these offerings here .
Groundfloor or one of its affiliates has filed offering circulars and post-qualification amendments (or “PQAs”) (including supplements to such filings) with the Securities and Exchange Commission (the “SEC”) covering the current offering of LROs. An investment in LROs entails risk of loss, and you may lose all or part of your investment. Each investor should carefully consider the risk factors and other information discussed in the qualified offering circulars/PQAs (and current supplements, if any) before purchasing LROs.
Some statements in the offering circulars/PQAs and on this website may contain forward-looking statements and are based upon current expectations, plans, estimates, assumptions, and beliefs that involve numerous risks and uncertainties. Although Groundfloor believes that the expectations reflected in such forward-looking statements are based on reasonable assumptions, actual results and performance could differ materially from those set forth in the forward-looking statements. You should consult with your own attorneys, accountants, and other professional advisors prior to making an investment.
The information on this website does not constitute an offer to sell or a solicitation of interest in any LROs that may be qualified in the future. No money or other consideration is being solicited with respect to any LROs that have not been duly qualified, and if sent in response, will not be accepted. No offer to buy any LROs that have not been duly qualified can be accepted and no part of the purchase price can be received until an offering circular/PQA covering such LROs has been qualified by the SEC. Any such offer to buy unqualified LROs may be withdrawn or revoked, without obligation of any kind, at any time before notice of its acceptance is given after the date of qualification. An indication of interest in our offerings involves no obligation or commitment of any kind.
The information contained in the Offering Circular and offering materials presents a general summary of the business and the purpose and principal business terms of an investment in LROs. This summary does not purport to be complete and is qualified in its entirety by reference to the more detailed discussion contained in the offering circulars/PQAs.
Articles or information from third-party sources outside of this domain may discuss Groundfloor (or its affiliates) or relate to information contained herein, but Groundfloor and its affiliates do not approve and are not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party content, do not constitute an approval or endorsement by Groundfloor or any of its affiliates of the linked or reproduced content.
Neither the SEC nor any state securities commission or regulatory authority approved, disapproved, endorsed, or recommended the merits of the offering described in the offering circulars/PQAs or reflected on this website. Groundfloor’s services do not constitute “crowdfunding” as described in Title III of the Jumpstart Our Business Startups Act (“JOBS Act”).