Eligibility Requirements for Promotions

Groundfloor

Terms and Conditions

This Limited Time Offer is applicable to Groundfloor investors who meet all of the following requirements: (a) Register for a new Groundfloor Auto Investor Account during the Promotional Period, (b) transfer total funds equal to or exceeding the Qualifying Amount during the Promotional Period, and (c) investor has not previously created a different Auto Investor Account prior to October 16th, 2023 (product referred to as GF 3.0 Beta), and (d) investor has not previously created any other investment account on Groundfloor’s web or mobile account.

All transfers, commitments, and investments must be made in a Qualifying Amount in a single, new Qualifying Account by an individual or business entity that does not already have a Groundfloor Auto-Investor account. Amounts transferred, committed, or invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Groundfloor IRA accounts are not Qualifying Accounts and are ineligible for this promotion.

The Signup period shall begin on April 1, 2024 at 12:00 AM Eastern Time and end on April 30, 2024 at 11:59 PM Eastern Time. The Promotional Period shall begin on April 1, 2024 and end on May 31, 2024 at 11:59 PM Eastern Time. The Qualification Period shall begin simultaneously with the Signup Period and shall end on July 16, 2024, at 11:59 PM Eastern Time, unless extended at the sole option of Groundfloor. The “Promotional Period” denotes the duration within which the Qualifying Amount must be invested into the Qualifying Account. The “Qualification Period” refers to the duration during which the promotional Qualifying Amount must remain invested in the Qualifying Account to be eligible for the Investment Bonus.

The Qualifying Amount shall be at least $100 and no more than $50,000 (fifty thousand dollars), with the $20 bonus being eligible for every $100 invested. Any transfers out during the Qualification Period and investment cancellations during the Qualification Period shall be netted against otherwise qualifying transfers, commitments, and investments in calculating eligibility. Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor. Any total investment amount above the maximum qualifying amount of $50,000 will not be eligible for this promotion.

An Investment Bonus of 2% (two percent) shall be credited to the Qualifying Account in the form of restricted credits for the Qualifying Amount meeting all of the Eligibility Requirements up to a maximum of $1,000 (one thousand dollars) in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account no later than July 26, 2024. Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account. Participation in this program may result in the receipt of taxable income, and we may be required to send users and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation. This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time. This Limited Time Offer cannot be combined with any other Groundfloor promotion.
This Limited Time Offer is applicable to Groundfloor investors who meet all of the following requirements: (a) Register for a new Groundfloor Auto Investor Account during the Promotional Period, (b) transfer total funds equal to or exceeding the Qualifying Amount during the Promotional Period, and (c) investor has not previously created a different Auto Investor Account prior to October 16th, 2023 (product referred to as GF 3.0 Beta), and (d) investor has not previously created any other investment account on Groundfloor’s web or mobile account.

All transfers, commitments, and investments must be made in a Qualifying Amount in a single, new Qualifying Account by an individual or business entity that does not already have a Groundfloor Auto-Investor account. Amounts transferred, committed, or invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Groundfloor IRA accounts are not Qualifying Accounts and are ineligible for this promotion.

The Signup period shall begin on March 1, 2024 at 12:00 AM Eastern Time and end on March 31, 2024 at 11:59 PM Eastern Time. The Promotional Period shall begin on March 1, 2024 and end on April 30, 2024 at 11:59 PM Eastern Time. The Qualification Period shall begin simultaneously with the Signup Period and shall end on June 15, 2024, at 11:59 PM Eastern Time, unless extended at the sole option of Groundfloor. The “Promotional Period” denotes the duration within which the Qualifying Amount must be invested into the Qualifying Account. The “Qualification Period” refers to the duration during which the promotional Qualifying Amount must remain invested in the Qualifying Account to be eligible for the Investment Bonus.

The Qualifying Amount shall be at least $1,000 (one thousand dollars) and no more than $50,000 (fifty thousand dollars), with the $20 bonus being eligible for every $1,000 invested. Any transfers out during the Qualification Period and investment cancellations during the Qualification Period shall be netted against otherwise qualifying transfers, commitments, and investments in calculating eligibility. Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor. Any total investment amount above the maximum qualifying amount of $50,000 will not be eligible for this promotion.

An Investment Bonus of 2% (two percent) shall be credited to the Qualifying Account in the form of restricted credits for the Qualifying Amount meeting all of the Eligibility Requirements up to a maximum of $1,000 (one thousand dollars) in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account no later than June 25, 2024. Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account. Participation in this program may result in the receipt of taxable income, and we may be required to send users and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation. This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time. This Limited Time Offer cannot be combined with any other Groundfloor promotion.
This Limited Time Offer is applicable to Groundfloor investors who meet all of the following requirements: (a) Register for a new Groundfloor Auto Investor Account during the promotional period, (b) transfer total funds equal to or exceeding the Qualifying Amount during the Promotional Period, and (c) investor has not previously created a different Auto Investor Account prior to October 16th, 2023 (product referred to as GF 3.0 Beta), and (d) investor has not previously created any other investment account on Groundfloor’s web or mobile account.  

All transfers, commitments, and investments must be made in a Qualifying Amount in a single, new Qualifying Account by an individual or business entity that does not already have a Groundfloor Auto-Investor account. Amounts transferred, committed, or invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Groundfloor IRA accounts are not Qualifying Accounts and are ineligible for this promotion.  

The Signup period shall begin on February 1, 2024 at 12:00 AM Eastern Time and end on February 29, 2024 at 11:59 PM Eastern Time. The Promotional Period shall begin on February 1, 2024 and end on March 31, 2024 at 11:59 PM Eastern Time. The Qualification Period shall begin simultaneously with the Signup Period and shall end on May 16, 2024, at 11:59 PM Eastern Time, unless extended at the sole option of Groundfloor. The “Promotional Period” denotes the duration within which the Qualifying Amount must be invested into the Qualifying Account. The “Qualification Period” refers to the duration during which the promotional Qualifying Amount must remain invested in the Qualifying Account to be eligible for the Investment Bonus.  

The Qualifying Amount shall be at least $1,000 (one thousand dollars) and no more than $50,000 (fifty thousand dollars), with the $20 bonus being eligible for every $1,000 invested. Any transfers out during the Qualification Period and investment cancellations during the Qualification Period shall be netted against otherwise qualifying transfers, commitments, and investments in calculating eligibility. Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor. Any total investment amount above the maximum qualifying amount of $50,000 will not be eligible for this promotion.  

An Investment Bonus of 2% (two percent) shall be credited to the Qualifying Account in the form of restricted credits for the Qualifying Amount meeting all of the Eligibility Requirements up to a maximum of $1,000 (one thousand dollars) in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account no later than May 27, 2024. Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account. Participation in this program may result in the receipt of taxable income, and we may be required to send users and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation.  

This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time. This Limited Time Offer cannot be combined with any other Groundfloor promotion.
This Limited Time Offer is applicable to Groundfloor investors who meet all of the following requirements: (a) Register for a new Groundfloor Auto Investor Account during the promotional period, (b) transfer total funds equal to or exceeding the Qualifying Amount during the Qualification Period, and (c) investor has not previously created a different Auto Investor Account prior to October 16th, 2023 (product referred to as GF 3.0 Beta), and (d) investor has not previously created any other investment account on Groundfloor’s web or mobile account.  

All transfers, commitments, and investments must be made in a Qualifying Amount in a single, new Qualifying Account by an individual or business entity that does not already have a Groundfloor Auto-Investor account. Amounts transferred, committed, or invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Groundfloor IRA accounts are not Qualifying Accounts and are ineligible for this promotion. 
The Promotional Period shall begin on January 1, 2024, at 12:00 AM Eastern Time and end on January 31, 2024 at 11:59 PM Eastern Time. The Qualification Period shall begin simultaneously with the Promotional Period and shall end on April 15, 2024, at 11:59 PM Eastern Time, unless extended at the sole option of Groundfloor. 
The Qualifying Amount shall be at least $1,000 (one thousand dollars) and no more than $50,000 (fifty thousand dollars), with the $20 bonus being eligible for every $1,000 invested. Any transfers out during the Qualification Period and investment cancellations during the Qualification Period shall be netted against otherwise qualifying transfers, commitments, and investments in calculating eligibility. Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor. Any total investment amount above the maximum qualifying amount of $50,000 will not be eligible for this promotion.


An Investment Bonus of 2% (two percent) shall be credited to the Qualifying Account in the form of restricted credits for the Qualifying Amount meeting all of the Eligibility Requirements up to a maximum of $1,000 (one thousand dollars) in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account no later than April 25, 2024.

Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account.



Participation in this program may result in the receipt of taxable income, and we may be required to send users and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation. This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time. 
This Limited Time Offer cannot be combined with any other Groundfloor promotion.
The Groundfloor Referral Program (“Program”) is subject to certain Terms and Conditions. To participate, an existing customer (“Referrer”) must invite a new customer (“Invitee”). The Referrer must be a customer in Good Standing with Groundfloor (“us” or “we”), its subsidiaries, and affiliates and have a valid and active account on the Groundfloor platform. The Referrer may invite an Invitee by giving the Invitee a special URL, or website link.

The Invitee must click this link and follow the subsequent instructions to validate and activate their own Groundfloor account and must further verify and link their bank account. Upon linking a bank account, the Invitee must complete a qualifying transfer of funds to their Groundfloor auto investor account and invest at least $100 in closed, fully funded Groundfloor LROs or Groundfloor Notes. Groundfloor will credit both the Referrer’s and Invitee’s account with a $50 restricted credit 30 days after the Invitee completes qualifying investments of $100 or more in closed, fully funded loans.  

The restricted credit can only be used towards the purchase of any Groundfloor investment. The $50 restricted credit cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account. Participation in this program may result in the receipt of taxable income for both the Referrer and the Invitee, and we may be required to send both parties and file with the IRS, a Form 1099-MISC (miscellaneous income). Both Referrer and Invitee are responsible for any tax liability, including disclosure requirements, related to participating in the Program. Please consult a tax advisor if you have any questions about your personal tax situation. This offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time.
This Limited Time Offer is applicable to existing Groundfloor investors who meet all of the following requirements: (a) Register for a new Groundfloor Auto-Investor Account during the promotional period, or (b), registered for this account during the beta phase (GF 3.0 Beta) and (c), transfer total funds equal to or exceeding the Qualifying Amount during the Qualification Period.

All transfers, commitments, and investments must be made in a Qualifying Amount in a single, new Qualifying Account by an individual or business entity that does not already have a Groundfloor Auto-Investor account. Amounts transferred, committed, or invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Groundfloor IRA accounts are not Qualifying Accounts and are ineligible for this promotion.


The Promotional Period shall begin on October 16, 2023, at 12:00 AM Eastern Time and end on December 31, 2023, at 11:59 PM Eastern Time. The Qualification Period shall begin simultaneously with the Promotional Period and shall end on February 15, 2024, at 11:59 PM Eastern Time, unless extended at the sole option of Groundfloor.



The Qualifying Amount shall be at least $3,000 (three thousand dollars) and no more than $300,000 (three hundred thousand dollars).  Any transfers out during the Qualification Period and investment cancellations during the Qualification Period shall be netted against otherwise qualifying transfers, commitments, and investments in calculating eligibility. Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor.


An Investment Bonus of 1% (one percent) shall be credited to the Qualifying Account in the form of restricted credits for the Qualifying Amount meeting all of the Eligibility Requirements up to a maximum of $30,000 (thirty thousand dollars) in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account no later than February 15, 2024.

Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account.

Participation in this program may result in the receipt of taxable income, and we may be required to send users and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation. This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time. 
This Limited Time Offer cannot be combined with any other Groundfloor promotion.
This Limited Time Offer is applicable to Groundfloor investors who meet all of the following requirements: (a) Register for a new Groundfloor Investor Account during the promotional period, (b) transfer total funds equal to or exceeding the Qualifying Amount during the Qualification Period, (c) make commitments to participate in Qualifying Investments that are in aggregate equal to or greater than the Qualifying Amount during the Qualification Period, and (d) complete Qualifying Investments in closed, fully funded Groundfloor LROs that are in aggregate equal to or greater than the Qualifying Amount during the Qualification Period.

All transfers, commitments, and investments must be made in a Qualifying Amount in a single, new Qualifying Account by an individual or business entity that does not already have a Groundfloor account. Amounts transferred, committed, or invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Groundfloor IRA accounts are not Qualifying Accounts and are ineligible for this promotion.

Groundfloor Limited Recourse Obligations (LROs) shall be the only Qualifying Investment. Groundfloor Notes are ineligible and shall not be considered Qualifying Investments for purposes of this promotion.


The Promotional Period shall begin on September 1, 2023 at 12:00AM Eastern Time and end on September 31, 2023 at 11:59PM Eastern Time. The Qualification Period shall begin simultaneously with the Promotional Period and shall end on October 31, 2023, at 11:59PM Eastern Time, unless extended at the sole option of Groundfloor.

The Qualifying Amount shall be $10,000 (ten thousand dollars). Any transfers out during the Qualification Period and investment cancellations during the Qualification Period shall be netted against otherwise qualifying transfers, commitments and investments in calculating eligibility.

Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor.


An Investment Bonus of $200 (two hundred dollars) shall be credited to the Qualifying Account in the form of restricted credits for the Qualifying Amount meeting all of the Eligibility Requirements up to a maximum of $2,000 (two thousand dollars) in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account no later than December 15, 2023.

Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account.

Participation in this program may result in the receipt of taxable income, and we may be required to send users, and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation. This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time. 
This Limited Time Offer cannot be combined with any other Groundfloor promotion.
This Limited Time Offer is applicable to Groundfloor investors who meet all of the following requirements: (a) transfer net funds equal to or exceeding the Qualifying Amount during the Promotional Period, (b) make commitments to participate in Qualifying Investments that are in aggregate equal to or greater than the Qualifying Amount during the Promotional Period, and (c) complete Qualifying Investments in closed, fully funded Groundfloor LROs that are in aggregate equal to or greater than the Qualifying Amount during the Qualification Period.  

All transfers, commitments, and investments must be made in a Qualifying Amount in a single Qualifying Account. Amounts transferred, committed, or invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Groundfloor IRA accounts are not Qualifying Accounts and are ineligible for this promotion.  

Groundfloor Limited Recourse Obligations (LROs) shall be the only Qualifying Investment. Groundfloor Notes are ineligible and shall not be considered Qualifying Investments for purposes of this promotion.  

The Promotional Period shall begin on September 5, 2023 at 12:00AM Eastern Time and end on  September 14, 2023 at 11:59PM Eastern Time. The Qualification Period shall begin simultaneously with the Promotional Period and shall end on October 31, 2023 at 11:59PM Eastern Time, unless extended at the sole option of Groundfloor.  

The Qualifying Amount shall be $5,000 (five thousand dollars). Any transfers out during the Promotional Period and investment cancellations during the Qualification Period shall be netted against otherwise qualifying transfers, commitments and investments in calculating eligibility. Any transfer out causing the net amount transferred during the Promotional Period to decrease below the Qualifying Amount shall immediately invalidate any otherwise Qualifying Investment made prior to the transfer out. Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor.  

An Investment Bonus of $100 (one hundred dollars) shall be credited to the Qualifying Account in the form of restricted credits for every Qualifying Amount meeting all of the Eligibility Requirements in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account on or before November 1, 2023. Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account.  

Participation in this program may result in the receipt of taxable income, and we may be required to send users, and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation.  

This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time. This Limited Time Offer cannot be combined with any other Groundfloor promotion.