Real estate Debt investing Your way

Start your real estate portfolio with just $10 by investing in Loans, short-term, property-backed loans to home builders and renovators.

Unlock Safer Real Estate Investing

Over $1.3 billion has been invested through Groundfloor. Each investment is secured by real property, not stock market trends. If a borrower defaults, we can claim the asset on your behalf—protection you won’t get with stocks, bonds, or crypto.

*Groundfloor can foreclose on properties to settle unpaid loans in case of default.

More Control
Than REITs

REITs pool your money into managed property portfolios you don’t control. Unlike crowdfunding, we originate, underwrite, and manage each loan in-house for more control and transparency.

Built for Everyday Investors

Loans are the foundation of Groundfloor, providing everyday investors with the transparency and control typically reserved for the wealthy. Join 250,000+ users funding real estate in just four steps.

Are Loans the Right Choice for You?

Select individual Loans or opt for our most popular option, the Groundfloor Flywheel Portfolio. It’s a smart, beginner-friendly way to diversify and grow your wealth.

Loans

Ideal for hands-on investors who want control—browse projects, review property details, and fund loans starting at just $10.

Are Loans the Right Choice for You?

Select individual Loans or opt for our most popular option, the Groundfloor Flywheel Portfolio. It’s a smart, beginner-friendly way to diversify and grow your wealth.

Flywheel Portfolio

Great for beginners and pros—your money is automatically diversified across real estate loans with zero guesswork. Start with $100.

Take Your Financial
Future with You

Our app puts the power of real estate lending in your pocket. Check your portfolio, track payments, and watch your money fund actual renovation projects—all while on the go.

Start small, think big. Join over 250,000 investors who've discovered a more rewarding way to put their money to work.

Frequently Asked Questions

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