Most retirement accounts are market-dependent. With Groundfloor, your IRA backs real estate debt supported by actual properties.
*Actual returns vary by loan and are not guaranteed. Past performance does not guarantee future results.
We've maintained a historical principal loss ratio of less than 1%, which means for every $100 people invest with us, less than $1 has ever been lost.
*Returns not guaranteed. Past performance is not indicative of future results.
Annual Returns: LROs vs S&P 500
Annual Returns: Note vs 2 Year Treasury
Tax-advantaged accounts help you save. Real estate loans help you grow. Combine both for a retirement strategy built for today’s economy.
Traditional IRA
It allows you to invest earned income with potential tax deductions and tax-deferred growth.
Roth IRA
You pay taxes upfront, so contributions grow and are withdrawn tax-free in retirement.
SEP IRA
A simple way for business owners and freelancers to contribute and save more for retirement.
Simple IRA
A tax-advantaged retirement plan where both employers and employees can contribute,
Earn more with your IRA. Getting started with Groundfloor takes just minutes.
*$25,000 Minimum Opening Balance
Open your account: Choose your IRA type and complete a short form.
Add money: Transfer from an existing account or contribute new money.
Start investing: Select real estate loans and begin earning potential returns*.
*Actual returns vary by loan and are not guaranteed. Past performance does not guarantee future results.
Our app puts the power of real estate lending in your pocket. Check your portfolio, track payments, and watch your money fund actual renovation projects—all while on the go.
Start small, think big. Join over 280,000 investors who've discovered a more rewarding way to put their money to work.
*10.27% return on Flywheel is calculated by weighting the loans in the portfolio by total dollar amount the REIT has invested in each loan, and taking the weighted average interest rate of all loans within the REIT portfolio. Prior performance is not an indicator of future performance…future investments such as Groundfloor Loans 2 AND the figures provided are not intended and should not be viewed to be applicable to or to reference any potential returns that may follow any potential investment in future investments.
For new Groundfloor IRA accounts, there is an initial minimum transfer of $25,000. For existing ones, there is a minimum transfer of $1,000.
For new Groundfloor IRA accounts, there is an initial minimum transfer of $25,000. For existing ones, there is a minimum transfer of $1,000.
Currently, Groundfloor is covering all custodial fees through December 2026. We’ll let you know with at least a 90 days notice if or when we issue fees beyond then.
Yes, you can invest in the Flywheel Portfolio via your Groundfloor IRA.
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