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Groundfloor Notes are similar to publicly issued, non-traded secured debt with a set date repayment term!


Built for everyday real estate investors with guaranteed returns.

– Built for passive real estate income.
– Less competition & easier to manage.


Groundfloor Notes are similar to publicly issued, non-traded secured debt with a set date repayment term. This makes them an attractive option for investors who are looking for a predictable source of income. With yields significantly higher than Treasury Bills, Groundfloor Notes is an ideal way to diversify your portfolio and ensure short-term stability.


Groundfloor Notes are the perfect investment product for a passive income strategy amidst a turbulent stock market. With their set date repayment term, high yields, and stability, investors can easily diversify their portfolio and earn a consistent income.


Whether you’re a seasoned investor or new to the game, Groundfloor Notes are an excellent investment option that you won’t want to miss out on. To view available Groundfloor Notes and invest, simply login to your Groundfloor account.

Don’t wait, start investing in Groundfloor Notes today and take advantage of this exciting new opportunity.



With Groundfloor Notes, we’ve combined the benefits of savings and investing into one convenient investment experience. And the best part: now it’s available to all investors, both accredited and non-accredited, giving everyone a chance to get in on the action.

Initially launched as a beta product in response to market volatility during the Covid-19 pandemic, Groundfloor Notes is available to all investors and is the perfect complement to our already popular flagship real estate investment product, Groundfloor LROs.Each Groundfloor Note offers different rates, term lengths, and minimums. This allows you to choose the investment that best suits both your needs and your goals.

New Groundfloor Notes investment options release each month. To view our current offering and make your investment, visit your Investor Account and select Notes.


Buying a real estate note might just be the ticket to investing short and long-term success. There are countless benefits for savvy investors, including the potential for impressive returns when you invest with Groundfloor. So why not consider adding real estate notes to your investment portfolio? The rewards could be well worth the effort.

  • Passive Income: Imagine earning money without breaking a sweat or being tied down to a desk. That’s exactly what happens when you invest in real estate notes. Unlike other forms of real estate investing, you don’t need to worry about managing properties or fixing leaky faucets. Once you’ve made the initial investment, the cash flow is hands-free, giving you the freedom to pursue other ventures or simply relax. Make your money work for you by jumping into the world of real estate where you can become the bank!

  • Security of a tangible asset: Looking for a secure investment that won’t be affected by market fluctuations? Real estate notes are exactly that! Unlike stocks and bonds, which can be unpredictable, real estate is a physical asset that will always have value. Invest with confidence and know that your money is backed by real property through Groundfloor.

  • Potential for high returns: Ever wanted to be a bank? By becoming a note buyer with Groundfloor, you can help provide loans to property owners and receive generous payments in return. Say goodbye to puny pitiful interest rates from your standard saving account, and hello to the potential for impressive returns. Your money will be hard at work and you’ll be reaping the rewards.

  • Less competition and easier to manage: Fun fact, there aren’t as many investors competing for real estate investing returns. These investments can be managed from a smartphone or computer without visiting the property as you would with an investment property.