Build Your Own
Real Estate Portfolio.
Invest in individual real estate loans originated, underwritten, and serviced by Groundfloor.
Unlock Safer Real Estate Investing
*Groundfloor can foreclose on properties to settle unpaid loans in case of default.
Over $2.2 billion has been invested through the Groundfloor platform. Each investment is secured by real property, not stock market trends. If a borrower defaults, we can claim the asset on your behalf—protection you won’t get with stocks, bonds, or crypto.
*Groundfloor can foreclose on properties to settle unpaid loans in case of default.
More Control
Than REITs
REITs pool your money into managed property portfolios you don’t control. Unlike crowdfunding, we originate, underwrite, and manage each loan in-house for more control and transparency.
- Earn passive income without tenants or upkeep
- Invest in underwritten, asset-managed loans
- Backed by real homes with first-lien protection*
- Open to all investors, not just wealthy
Built for
Everyday Investors
Loans are the foundation of Groundfloor, providing everyday investors with the transparency and control typically reserved for the wealthy. Join 250,000+ users funding real estate in just four steps.
Notes
Fixed-rate, fixed term investments up to 8.5% backed by a diversified pool of loans.
Loans
Ideal for hands-on investors who want control—browse projects, review property details, and fund loans starting at just $10.
Are Loans the Right Choice for You?
Select individual Loans to build your own portfolio or opt for our most popular option, Groundfloor Notes.
-
Invest in predictable
fixed-rate, fixed-term Notes -
Notes are backed by
diversified pools of loans -
100% repayment track
record since launch in 2018 -
Start Investing
groundfloor.com/notes/
Take Your Financial
Future with You
Our app puts the power of real estate lending in your pocket. Check your portfolio, track payments, and watch your money fund actual renovation projects—all while on the go.
Start small, think big. Join over 250,000 investors who've discovered a more rewarding way to put their money to work.
