December 2025 Notes Promotion Terms & Conditions
This Limited Time Offer is applicable to Groundfloor investors who invest funds equal to or exceeding the Qualifying Amount and invest those funds into 1-mo (Dec 2025), 3-mo (Feb 2026) and 12-mo (Nov 2026) Groundfloor Notes during the Promotional Period.
All investments must be made in a Qualifying Amount to a Qualifying Account by an individual or business entity. Amounts invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Investments must be made into the 1-mo Note (Dec 2025), 3-mo Note (Feb 2026) or 12-mo Note (Nov 2026).
The Promotional Period shall begin on December 6, 2025 and end on December 31, 2025 at 11:59 PM Eastern Time. The “Promotional Period” denotes the duration within which the Qualifying Amount must be invested into the Qualifying Account. The “Qualification Period” refers to the duration during which the promotional Qualifying Amount must remain invested in the Qualifying Account to be eligible for the Investment Bonus. The Qualifying Amount shall be at least $10,000, with a 1% bonus credit on amounts invested between $10,000 and $50,000, and 2% bonus credit on amounts invested over $50,000. For example, an investment of $50,100 into a qualifying Note during the Promotional Period would earn an Investment Bonus of ($50,000 x 1%) + ($100 x 2%) = $502.
Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor.
An Investment Bonus shall be credited to the Qualifying Account in the form of restricted credits for the Qualifying Amount meeting all of the Eligibility Requirements in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account no later than January 31, 2026. Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account. Participation in this program may result in the receipt of taxable income, and we may be required to send users and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation. This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time. This Limited Time Offer cannot be combined with any other Groundfloor promotion.
All investments must be made in a Qualifying Amount to a Qualifying Account by an individual or business entity. Amounts invested cannot be aggregated to reach a Qualifying Amount across multiple Qualifying Accounts. The definition of a Qualifying Account is subject to change at the sole discretion of Groundfloor. Investments must be made into the 1-mo Note (Dec 2025), 3-mo Note (Feb 2026) or 12-mo Note (Nov 2026).
The Promotional Period shall begin on December 6, 2025 and end on December 31, 2025 at 11:59 PM Eastern Time. The “Promotional Period” denotes the duration within which the Qualifying Amount must be invested into the Qualifying Account. The “Qualification Period” refers to the duration during which the promotional Qualifying Amount must remain invested in the Qualifying Account to be eligible for the Investment Bonus. The Qualifying Amount shall be at least $10,000, with a 1% bonus credit on amounts invested between $10,000 and $50,000, and 2% bonus credit on amounts invested over $50,000. For example, an investment of $50,100 into a qualifying Note during the Promotional Period would earn an Investment Bonus of ($50,000 x 1%) + ($100 x 2%) = $502.
Any tabulation, report, or indication of Qualifying Amounts and bonuses earned under this promotion that is provided to you via our website, automated email, management personnel, or customer service representatives are not conclusive and are subject to revision or correction at any time in the exclusive discretion of Groundfloor.
An Investment Bonus shall be credited to the Qualifying Account in the form of restricted credits for the Qualifying Amount meeting all of the Eligibility Requirements in Investment Bonuses in aggregate per user across all Qualifying Accounts. The Investment Bonus will be added to your Groundfloor account no later than January 31, 2026. Restricted credits earned can be used towards the purchase of any Qualifying Investment. The restricted credits cannot be withdrawn as cash. If the restricted credit is not used within one year of issuance, it will expire and be removed from your Groundfloor account. Participation in this program may result in the receipt of taxable income, and we may be required to send users and file with the IRS, a Form 1099-MISC. Users are responsible for any tax liability, including disclosure requirements, related to participating in the promotion. Please consult a tax advisor if you have any questions about your personal tax situation. This Limited Time Offer is subject to change and may be canceled at any time without notice. In cases where we have a reasonable belief of fraud, we reserve the right to rescind any restricted credits that may have been given, at any time. This Limited Time Offer cannot be combined with any other Groundfloor promotion.
