Emerging Alternatives · Private Market Investing
The Gateway to Private Markets.
Rare Access. Proven Markets. Limited Windows.
Music royalties. Pre-IPO equity. SMB finance. Consumer credit. These are the return drivers behind institutional portfolios — the ones that keep paying when the stock market doesn’t — curated, sourced, independently vetted, and fully managed by Groundfloor. Institutional-caliber opportunities in proven asset classes, opened to accredited investors at much lower minimums.
Music Royalties
Portfolio
Every time a song is streamed, played on the radio, or licensed for film and TV, the people who own its rights get paid.
Pre-IPO Stock
Finance Portfolio
Rare Access. Proven Markets. Different Return Drivers.
Opening those doors is Groundfloor’s mission. Each Emerging Alternative is an institutional-caliber opportunity in a proven asset class that we source, independently vet, and structure for our investors — each with its own return driver, distribution schedule, and horizon, actively managed from your first dollar. We are deliberately selective, and we say no far more often than yes.
Across recent offerings* · quarterly distributions
“Investors now have a rare chance to access the kind of opportunities that were built for institutions — proven asset classes with real return drivers, opened on investor-first terms. Getting in early means a seat when these windows open, and preferred returns that pay you before we earn a dollar.”
- Proven asset classes — music royalties, SMB finance, and consumer credit have paid institutions for decades. What's new is the access.
- Investor-first economics — preferred return structures put your distributions ahead of Groundfloor's fees; we don't earn until you're paid first.
- Return drivers uncorrelated to the market — real diversification, not the same risk in a new wrapper.
- Actively managed, one commitment — our Investments team handles every capital call, deadline, and distribution after you invest.
- Capital never idles — where an underlying fund would leave money waiting, we pair investments with earning Notes from week one.
Two Ways to Put Your Capital to Work
Pre-IPO Stock Finance Portfolio
15-18%
TARGET NET IRR
Music Royalties Portfolio I
Every time a song is streamed, played on the radio, or licensed for film and TV, the people who own its rights get paid. The Music Royalties Portfolio I puts you among them: a diversified portfolio of master and publishing rights sourced, structured, and fully managed by Groundfloor, targeting a 12–15% net IRR* through quarterly royalty distributions and value appreciation upon sale over a 1–4 year hold.
TARGET NET IRR
DISTRIBUTIONS
HOLD PERIOD
MIN. TO INVEST
A Growing Lineup of Proven Alternatives.
- OPENED SEPT 22, 2026
Pre-IPO Stock Finance Portfolio
~3x
Collateral coverage
Get exposure to pre-IPO shares in leading late-stage companies without taking on full equity risk.
The Portfolio finances existing shareholders against their pledged shares, targeting a 15–18% net IRR through accruing PIK interest and a shared stock fee on equity upside realized at exit.
Designed for accredited investors seeking pre-IPO participation with credit-like downside protection.
- Filled · Returning 2026
SMB
Growth Fund
13-15%
Target net IRR*
The fund opened on June 8th and hit capacity in under two days.
Demand like that is why it returns this year. Create your account and verify your accreditation to be notified when it opens again.
- Window Closed · Next Vintage Coming
Consumer Credit Portfolio
10%
Fixed annual*
The first portfolio filled in two weeks and is paying distributions as expected. Create an account and verify your accreditation to be notified when it opens again.
Diversify Into Proven Alternatives Most Portfolios Can't Reach.
Be Ready Before It Opens
Create your free account
Confirm your accreditation
Fund early, then watch your inbox
The Conversation Behind the Portfolio.
One Commitment. Actively Managed. Investor-First.
| Category | Music Royalties | SMB Growth Fund | Pre-IPO Equity | Consumer Credit |
|---|---|---|---|---|
| Status | Closes Sept 30th | Filled — returning | Coming soon | Next vintage coming |
| Target Return | 12–15% net IRR* | 13–15% net IRR* | Announced at launch | 10% fixed annual* |
| Return Driver | Royalties + sale arbitrage | Business revenue share | Late-stage equity, lent | Short-term consumer loans |
| Distributions | Quarterly | Quarterly | At launch | Quarterly |
| Minimum | $1,000 | $20,000 | At launch | $10,000 |
| Hold | 1–4 years | 4–5 years | At launch | 45 months |
| Investors | Accredited | Accredited | Accredited | Accredited |
Every Dollar, Always In View.
You commit once — then the Groundfloor app does the following. Distributions, balances, and performance across every Emerging Alternative sit in one place, next to the rest of your portfolio.
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Distributions tracked live
Watch cash land on each offering's schedule and your total earned climb, offering by offering. -
One portfolio view
See Emerging Alternatives alongside your Notes and real estate — not scattered across statements. -
Reinvest in a tap
Roll cash into the next window the moment it opens, straight from your balance.
New Opportunities, Pioneered by Groundfloor.
For 13 years, Groundfloor has pioneered private-market investing — the first company SEC-qualified to open direct real estate to everyday and accredited investors alike. Emerging Alternatives bring that same expertise to new asset classes, each sourced, underwritten, and managed by our investment team.
Two Ways Alternatives Do Their Job.
Income, Real Assets
Music royalties, private credit, and asset-backed lending — contracts that throw off cash on a set schedule, structured to pay you regardless of the stock market.
Pre-IPO & Private Markets
Common questions, direct answers.
The Next Window Is Closer Than You Think.
Go Deeper — From News & Insights.
Emerging Alternatives offerings are available exclusively through Groundfloor to U.S. accredited investors, generally under Regulation D. Target returns (including the 12–15% and 13–15% net IRR targets and the 10% fixed annual return) are targets only and are not guarantees; investing involves risk, including possible loss of principal. Distribution schedules vary by offering (monthly or quarterly); distributions depend on
underlying asset performance and are not guaranteed in timing or amount. Preferred returns are distribution priorities, not guaranteed returns. Interests are illiquid; investors should expect to hold through the full term. Acquisition and sale multiples (5.0–7.5× / 10.0–15.0×) reflect an industry partner’s historical experience and are not a guarantee of future pricing; catalogue sale proceeds are not assured. References to prior offerings filling quickly describe historical demand and do not guarantee future availability or performance. Third-party projections (including Goldman Sachs global music industry growth estimates) are not guarantees. The Pre-IPO Equity Fund and future Consumer Credit vintages
are in development; no terms are offered and no money is being solicited for offerings that are not yet available. Featured musical works illustrate portfolio holdings and do not imply endorsement by any artist. Review the full offering documents before investing. Past performance is not a guarantee of future results.
