

As Seen On
Trust is earned over time through the products you build, the results you show, and the investors you serve. For more than a decade, Groundfloor has helped 300K+ registered investors access a growing lineup of private-market products designed for portfolio diversification.
Groundfloor is giving investors more choice across private markets. From real estate to new asset classes, our products are designed to help investors diversify with more clarity, more transparency, and the same disciplined approach we’ve built over more than a decade.
Put your money to work through structured investment products with clear terms and defined return potential.
Access real estate investment opportunities without buying, managing, or selling property yourself.
Explore new private-market opportunities as Groundfloor expands beyond real estate.
Access ongoing investment products and limited-time private-market offerings designed to give you more quality, transparency, and control as you diversify beyond public markets.

$100

Real estate-backed Notes delivering up to 8.25%* with 1-mo, 3-mo, or 12-month terms.

8.25%
$10

Investment Term
$100
Minimum Investment
We make it easier to understand what you’re investing in, how your capital is used, and what to expect along the way.
Groundfloor gives everyday investors a clear, more in-control way to invest in private, real estate-backed loans—built on transparent terms, real assets, and over a decade of proven performance.
I decided to invest in Groundfloor because it gives me the ability to invest & make money in the rebounding housing market, without the large-scale capital requirements, time requirement, and managerial overhead of being a direct real estate investor and developer. “
– Nick Borth, Investor
As a commercial real estate professional, I have been looking for properties to invest my personal capital in outside of my job. The problems are I do not have enough capital to diversify my investment in multiple, meaningful projects and I do not have the time to devote to finding the properties. “
– Alex Hill, Investor
Better access starts with better understanding. Groundfloor gives investors practical education, market insights, and clear explanations to help evaluate private-market opportunities with more confidence.
August 20, 2022

June 11, 2026
August 20, 2022

June 11, 2026
August 20, 2022

Groundfloor lets you invest in short-term real estate loans individually or through Notes, which are backed by diversified pools of loans. With Loans, you earn as borrowers repay. With Notes, you earn fixed interest predictably based on the term you chose (1-month, 3-month, or 12-month.)
There are no fees to invest in Loans or Notes. However, each batch of the Flywheel Portfolio has its own respective fees attached.
We originate our own real estate loans, so you invest directly in short-term, asset-backed debt for faster repayments and more control.
All investments carry risk. Groundfloor provides full loan details so you can invest smartly. Returns aren’t guaranteed, and investments aren’t insured.
You can start investing with as little as $100 on Groundfloor, making it accessible for most budgets. Some options, like Notes, may have higher minimums.