A Better Way Into
Private Markets

Groundfloor offers expertly engineered investment and lending products built with institutional-grade structure and designed for broader participation in private markets.
4.8/5  on the Apple App Store   (2,847 reviews)

As Seen On

Built on a proven track record

Trust is earned over time through the products you build, the results you show, and the investors you serve. For more than a decade, Groundfloor has helped 300K+ registered investors access a growing lineup of private-market products designed for portfolio diversification.

Operating History
0 Yrs
Registered Investors on Groundfloor
0 K+
Funded through the platform (since 2013)
$ 0 B
Assets currently managed on the platform
$ 0 M
Groundfloor Notes repaid on time and in full
0 %
Interest paid to Note investors (since 2018)
$ 0 M+

Private markets, with more ways in.

Groundfloor is giving investors more choice across private markets. From real estate to new asset classes, our products are designed to help investors diversify with more clarity, more transparency, and the same disciplined approach we’ve built over more than a decade.

Fixed
Income

Put your money to work through structured investment products with clear terms and defined return potential.

Real
Estate

Access real estate investment opportunities without buying, managing, or selling property yourself.

Emerging
Alternatives

Explore new private-market opportunities as Groundfloor expands beyond real estate.

Featured
Investment
Products

Featured
Investment Products

Access ongoing investment products and limited-time private-market offerings designed to give you more quality, transparency, and control as you diversify beyond public markets.

Notes

Short-term, real estate-backed investments with clear terms and defined return potential.
8.50%
Highest Return

$100

Minimum Investment

Convertible Note

Real estate-backed Notes delivering up to 8.25%* 
with 1-mo, 3-mo, or 12-month terms.


11.5%
Monthly Distributions
$25k
Minimum Investment

Loans

Hand-pick individual real estate projects that provide full control over where your money goes.

8.25%

Highest Return

$10

Minimum Investment

Flywheel

A diversified way to invest across multiple real estate opportunities.
36Mo

Investment Term

$100

Minimum Investment

Start Investing
In Three Steps

We make it easier to understand what you’re investing in, how your capital is used, and what to expect along the way.

Invest Your Capital

Browse Investments

Choose how much to invest in each project and build a portfolio that matches your goals.

Browse Investments

Invest Your Capital

Review available opportunities with clear terms, project details, risk information, and expected timelines.

Track Your Portfolio

Track Your Portfolio

Follow performance, payments, and project updates through a platform built for transparency.

Why Investors Choose Groundfloor

Groundfloor gives everyday investors a clear, more in-control way to invest in private, real estate-backed loans—built on transparent terms, real assets, and over a decade of proven performance.

Invest Without
Owning
Earn returns through short-term real estate loans without owning property.
Secured By
Real Property
Every investment is backed by verified residential collateral.
Built For
Market Cycles
Over a decade of
performance with realized losses under 1.5%.
Trusted & Recognized By

Real Investors, Real Experience.

See what investors are saying about Groundfloor, portfolio diversification, and building wealth on their own terms.

I decided to invest in Groundfloor because it gives me the ability to invest & make money in the rebounding housing market, without the large-scale capital requirements, time requirement, and managerial overhead of being a direct real estate investor and developer. “

– Nick Borth, Investor

As a commercial real estate professional, I have been looking for properties to invest my personal capital in outside of my job. The problems are I do not have enough capital to diversify my investment in multiple, meaningful projects and I do not have the time to devote to finding the properties. “

– Alex Hill, Investor

A clearer way to understand private markets.

Better access starts with better understanding. Groundfloor gives investors practical education, market insights, and clear explanations to help evaluate private-market opportunities with more confidence.

A Groundfloor Production

Beyond The Stock Market

Go beyond the headlines to unpack emerging trends, shifting investor behaviors, and the evolving relationship between traditional finance and private markets.

Download The Groundfloor App

A better way to track your portfolio on the go. Browse offerings, start investing, and monitor performance with clearer guidance in one simple app.

Common questions, direct answers.

Groundfloor exists to give investors quality market access, builders dependable capital, and to make sure everyone understands how it all works.

We're Making Borrowing Even Better!

You’re entering our enhanced site experience, built specifically for borrowers and lending partners.