High-Yield Fixed Income.
Real assets, real yield, real returns.
High-quality fixed income remains an essential component of long-term wealth management. Groundfloor provides access to professionally managed private credit investments designed to deliver defined returns across a range of investment horizons.
Designed for Simplicity
Multiple Terms. Structure Your Returns Around Your Strategy.
The Bond Note
- 6 month term
- Rate locked in
- Paid in full at maturity
Minimum
12 Month Note
8.5% Fixed Rate
- Monthly interest distributions
- Rate locked in for 12 months
- Roll over or withdraw at maturity
$1,000
Minimum
3 Month Note
6.0% Fixed Rate
- Interest paid at maturity
- Rate locked in for 3 months
- Roll over or withdraw at maturity
$100
Minimum
1 Month Note
5.0% Fixed Rate
- Interest paid at maturity
- Rate locked in for 1 month
- Roll over or withdraw at maturity
$100
Minimum
Real Estate Investing & Private Market Insights
Stay informed with market trends, investing strategies, and updates to help you make smarter decisions.
Alts.co Reviewed Groundfloor. Here’s What Stood Out
May 13, 2026
Madelyn Doherty
May 13, 2026
Groundfloor Investment Insights Q2 2026
July 14, 2026
J. Robert Varghese
July 14, 2026
July 7, 2026
Madelyn Doherty
July 7, 2026
CURATED INVESTMENT OPPORTUNITIES • GROUNDFLOOR
Why Investors Choose Notes
Every Note is backed by diversified, first-lien real estate loans professionally underwritten and managed by Groundfloor. Investors are accessing private real estate credit – an asset class institutions use for fixed income – now available with 12-month liquidity and low minimums.
Quarterly Access
Stack three 3-month Notes purchased 30 days apart to earn 6% with monthly maturing capital
Emergency Fund
Auto-renewing 1-month Notes earn 5% while keeping cash accessible
Income Focus
The 12-month Signature Note earns 8.5%, with monthly interest payments while principal renews
Designed for How Investors Use Cash
Traditional fixed-income investing forces a tradeoff: lock up capital for meaningful returns, or sacrifice yield for accessibility. Groundfloor Notes eliminate that compromise with defined timelines, fixed returns, and real liquidity.
“You design the structure. Notes adapt to your liquidity needs—not the other way around.”
START INVESTING
Why Investors
Choose Groundfloor
Founded in 2013, Groundfloor was the first platform to receive SEC qualification for real estate investing, making private real estate credit accessible to all investors through Regulation A.
Groundfloor manages the entire investment lifecycle—from underwriting to servicing—backed by real assets rather than market speculation. Across its investment products, the platform has delivered historically positive performance while prioritizing transparency, risk management, and investor control.
HAVE QUESTIONS?
